Credit Agricole participated in round table on automotive lending by FinClub

Credit Agricole has recently joined the round table by FinClub themed “Green light for the automotive market: how to buy a car on credit in 2026”. The meeting was dedicated to exploring the key trends and prospects of the automotive lending market development in Ukraine.

Maksym Zaporozhets, deputy director of Long and Alternative Channels Development Department of Credit Agricole, was a spokesperson from the bank. In the course of the discussion, the participants shared their assessments of the current situation in the automotive lending market, discussed expectations for the nearest future and considered the key indicators affecting the demand.

“In 2026, the automotive market is not likely to show any notable growth, however the demand will remain consistent. The consumer behavior will change dynamically in response to the conditions offered by the dealers and importers: as soon as a more advantageous offer appears on the market, the demand is swiftly redistributed to reflect it. Customers’ choice remains centered around the rational approach – the search for the optimal price-quality ratio, and the bank takes care of the financial side of the process, helping to make the purchase», – shares Maksym Zaporozhets.

The round table participants believe that regardless of the overall market dynamics, the market conditions and competition level will have the decisive effect. These factors will be the ones shaping customer activity and the banks’ willingness to extend financing.

“In this environment, competition for customers will become even more heated among the dealerships: market players will make effort to improve the offers and stimulate sales, while the lending volumes will primarily grow in segments where these offers prove to be most attractive for customers. At the same time, we should not expect any rapid growth in individual segments, namely electric vehicles”, – comments Maksym Zaporozhets.

During the discussion, special attention was dedicated to financing terms: the attendees explored the current interest rates on new car loans, the roles of partner programs from car brands, as well as used car market and the potential for its growth. They also spoke about the development of leasing as financing tool for individuals and individual entrepreneurs. They wrapped the talk by sharing forecast for 2026, as well as discussing banks’ approaches for work with customers and loan products development.

Credit Agricole has over 17 years of experience in automotive industry and offers advantageous automotive lending programs to customers. Being the only bank in Ukraine to hold the ISO 9001 international certificate, it guarantees transparent financing conditions and high quality customer service. Customers receive financing for car purchase and full support at every stage, from selecting the program to finalizing the agreement.

For more details on the advantageous car lending programs, follow the link.