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The expectations of the operator...
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Effective credit facilities to ensure continuous business process

Credit line


provision of installments without additional documents 

flexible form of financing

complete repayment at the end of the effective period of the limit

Сonditions of financing
Object of financing
  • financing of purchasing of materials, raw materials, goods and other commodities;
  • financing of current activity and current сosts connected with product manufacturing, recycling and distribution;
  • refinancing of loan for working capital financing in other bank
  • repayment of debt on bills avalized by bank
Maximum financing amountMust not exceed 60% of the planned cost of the sowing and / or harvesting campaign
Financing periodUp to 18 months
Financing price 2
(include interest rate and commission for loan issuing)
14% p.a.6,5% p.a.5,5% p.a.
Other bank’s commissionsOther commissions could be set as per arrangement with a client.
Other possible costsPayment for the services of third parties (insurance company, notary, property appraiser, etc.) - according to the tariffs of such third parties chosen by the client for receiving the relevant services.
Form of financingLoan is provided in form of revolving сredit line. Credit funds are transferred in cashless form from the loan account to the current account of the borrower or counterparty according to agreement/invoice (in case the client provides such instructions).
Requirements for collateralProperty owned by the client/ property guarantor (real estate, equipment, vehicles, other assets).
Insurance of pledged propertyAt any insurance company approved by the bank on customer’s choice.

[1] If client have revenue in foreign currency.

[2] Financing price could be set individually as per arrangement with a client.


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