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Financial leasing is an alternative and convenient way of financing.
CREDIT AGRICOLE buys a leasing object (asset) of your choice at your request. You, in turn, make leasing payments according to the financial leasing agreement.
You get the best price offer for the leasing object from the seller, because the Bank instantly pays 100% of the value of the goods
Costs of registration and insurance are included in the payment schedule
No additional collateral is required
The Bank passes to you the title to the leasing object after fulfillment of all obligations under the financial leasing agreement
New (not put into exploitation) movable property with warranty, officially imported or locally produced*
Official dealers or authorized representatives that meet the requirements of the Bank
Mandatory. The insurance can be taken out by the Bank or the Lessee through insurance companies authorized by the Bank
|Terms of financing||Cars||Agricultural machinery, equipment||Forklifts|
|Down payment||from 15%|
|Type of annual rate||fixed|
|Minimum amount of financing||from EUR 10 thousand in UAH equivalent|
|Rate per annum||14%|
|Requirements to Lessees||Legal entities:|
|Repayment plans||standard, annuity, personalized|
|Related expense:||Included in the leasing payment schedule. The amount is determined by relevant public authorities:|
|Opportunity to withdraw from the financial leasing agreement||The Lessee may withdraw from the financial leasing agreement prior to signing the act of acceptance, provided that all costs and losses incurred by the Bank in connection with the implementation of the financial leasing agreement are reimbursed|
|Early fulfilment of the financial leasing agreement||Not earlier than 12 months from the date of acceptance and transfer of the leasing object on the terms specified in the financial leasing agreement|
|Making amendments to the financial leasing agreement||By entering into addendum agreement to the financial leasing agreement|
*Cars, vans, minibuses, trucks, self-propelled and non-self-propelled agricultural machinery, agricultural machinery for post-harvest processing, special equipment, forklifts and warehouse trucks.
Fill in the application form and provide the document package
Receive approval from the Bank
Sign the agreement and make the down payment
The Bank will purchase and register the leasing object
Get the leasing object for use
This requirement is established by the legislation of Ukraine. According to article 1 of Law No 723/97, the specified term of financial leasing must be at least one year. In addition, in accordance with the provisions of the Tax Code, at least 75% of the value of the leasing object must be depreciated over the leasing term.
All sellers with whom the Bank will cooperate must meet the requirements of the Bank's Compliance Risks.
Usually, exchange rates may affect the amount of leasing payments. However, the Bank currently offers financing in the domestic currency without any pegging to exchange rates.
Yes, it is possible, but not earlier than 12 months from the date of acceptance-transfer of the leasing object under the conditions specified in the financial leasing agreement.
Subleasing is prohibited under the terms of the financial leasing agreement.
Insurance is obligatory for leasing in any case. The Bank is in a position to make the best offers for Lessee: low tariffs and monthly payments during leasing tenor.
Yes, it is possible after written approval on the Bank`s side.
In this case, the Bank, as the owner of the leasing object, withdraws and organizes the process of selling the leasing object.
The Lessee is responsible for the condition, safe operation, integrity and safety of the leasing object.
The leasing object needs insurance during leasing tenor. Insurant is allowed to be the Bank or the Lessee and it is topic for negotiation before the Lessee`s request. Insurer has to be an insurance company authorized by the Bank.