Corporate banking

Current account is a start of a relationship with Credit Agricole Bank, the starting point in the organization of cash flow management.

Current accounts open access to the Bank's services in order to cover the daily needs of the company in transactional banking.

Credit Agricole Bank offers a comprehensive range of bank accounts in local and foreign currencies: UAH, USD, EUR, RUB, GBP, CHF, SEK, CAD, JPY, DKK, PLN, CZK

Credit Agricole Bank covers the daily needs of enterprises in making various payments and receipts: payments to counterparties, tax and social security payments, payroll, corporate cards, replenishments in cash and non-cash forms, One SWIFT (allocation).

Obtaining operational information on the accounts allows you to effectively manage the liquidity of the enterprise and exercise control.To this end, Credit Agricole Bank provides various statements and reports to its Clients: official and forecast (interim) account statement, SWIFT MT 940 statements, structured report for auditors on the total amount of loans, deposit accounts, etc., automatic mailing of SWIFT MT10 incoming messages10 .

To effectively manage cash flows between multiple accounts, Credit Agricole Bank has physical pooling offers.

Cash Pooling - regular transferring (consolidation) of account balances from Slave accounts to Master account of the Client (automatically, in accordance with the schedule agreed with the customer). Cash Pooling Models:

• Zero Balance Account – is a local cash pool service that concentrates all company’s funds into one Master account
• Target balance Account – automatic transfer of funds from the Slave account to the Master account in case if the balance exceeds predefined limit of balance in the slave account in the amount of such excess
• Closing of overdrafts – automatic transfer of funds from Master account to Slave account in the amount of existing overdrafts

Credit Agricole Bank also provides a variety of options for placement of free founds of the companies.

Your manager offers you the best terms for deposits, using an individual approach to setting the interest rate depending on the type of currency, term of the deposit and the amount of balances.

https://credit-agricole.ua/en/mizhnarodnim-kliyentam/elektronnij-banking 

Credit Agricole Bank provides mordern integration solutions that can be adapted to the specific requirements of the Client.

Credit Agricole Bank proposes the following integration solutions that ensure the protection of the contents and integrity of the import files:

1.            CORPEX system that provides for import of payments by users without connecting external payment channels. If CORPEX is the only system used for payment integration, the following means and security settings can be used:

•             Setting of user rights in CORPEX system to restrict creation, copying and modification of payments in the system. With such scheme, imported payments can be either signed and sent or deleted. No manual editing is possible;

•             Setting of filter to enter the system by IP addresses;

•             Coding of the import file: the Bank provides the Customer with a digital certificate Х.509 (RSA) with which the Customer, on its side, codes the payment and imports it to the system in the encrypted form.

2.            Host-to-Host connection – the payment file is transferred to the Bank's server via a separate protected SFTP channel and uploaded to the CORPEX system. Then, in the CORPEX system, the payments are signed and sent by the user to the Bank. Such work scheme excludes user participation in importing the file that is transferred directly. The service is implemented using the XML ISO 20022 file format.

3.            SWIFTNet channel of data transfer — getting Customer's payments via SWIFT and their further uploading directly to the core banking system of the Bank. With such connection, the CORPEX system is not used in the payment processing. The service can be implemented as follows:

•             FIN MT101 – the sender sends a SWIFT instruction - МТ101 message that contains payment instructions to the Bank. If any payment is impossible to perform, the Bank creates and sends the respective MT199 message to the Customer.

 •             FileAct – the service of implementation with usage of XML ISO 20022 files. The Customer sends a SWIFT instruction (pain.001.003) to the Bank and, if it is impossible to perform a certain payment, the Bank sends the respective receipt (pain.002.003) to the customer.