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Credit Agricole / Entrepreneurs & Microbusiness / Loans / Microbusiness development loan

Microbusiness development loan

CREDIT AGRICOLE microbusiness development loan will help you not only implement new projects, but also expand the scope of existing business, as well as enter a new stage of development of your business.

Our advantages:

Fixed interest rate for the entire term of the loan

No bail

Transparent loan terms without hidden fees

The amount of funding is up to UAH 3 000 000

Terms of financing
Об'єкт кредитування	Acquisition of fixed assets for business activities Refinancing of current debt on a loan to replenish working capital or for investment purposes in another bank, except that which is overdue or problematic Object of credit Financing of current activities, payment of current costs associated with the production, processing and sale of products Purchase of materials, raw materials, goods and other inventory and payment for services Financing of construction and repair works, adjustment of the production process Acquisition of movable and immovable objects for business development
Loan amount	from UAH 100,000 to UAH 3,000,000
Loan term	Maximum loan term: - to replenish working capital - up to 24 months - to finance fixed assets and business development - up to 36 months
Currency	UAH
The cost of lending¹	Interest rate	19,50%
The cost of lending¹	Loan disbursement fee	0,90%
Other bank fees	Other commissions may be applied in agreement with the client.
Form of issue	The loan is provided in the form of a revolving credit line in separate tranches within the loan limit during the term of the loan. The loan is provided in the form of a non-revolving credit line in one tranche in the amount of the maximum loan limit. Credit funds are provided in non-cash form by transfer from the loan account to the current account of the borrower or counterparty according to the contract / invoice (if such instructions from the client).
Repayment schedule	The loan is repaid monthly in equal installments or an annuity, interest is paid monthly. For a revolving credit line, it is possible to defer the first payment on the loan if it is necessary to provide it. The maximum payment deferral period is 9 months from the date of the beginning of financing. Early partial repayment is not allowed for a non-revolving credit line, early full repayment of the debt is possible during the entire term of the banking service limit / banking agreement.
Bail	No bail
Bail	Concluding a surety agreement with one of the actual business owners with the largest share
Target audience, requirements for borrowers	1) legal entities with total annual revenue of up to UAH 88 million, 2) a client with a business term of at least 12 months, 3) stable financial condition and creditworthiness, 4) opening a current account with JSC "CREDIT AGRICOLE BANK" 5) transfer of at least 50% of all customer turnover within three months from the date of the loan²