PROGRAM “AVAILABLE LOANS 5-7-9%” WITH CREDIT AGRICOLE!
Get financing on preferential terms within state program "Available loans 5-7-9%" in Сredit Agricole!
"Available loans 5-7-9%" is a program that provides simplification of access for SME and Corporate enterprises to financing, namely, obtaining of loans at a reduced interest rate.
Directions
| Availability
|
Direction 2 (Anti-COVID): preventing of spread of the disease COVID-19 in Ukraine as well as eliminating of its consequences
| during the period of quarantine + 90 days
|
Direction 3 (Refinancing): refinancing of existing debt under existing loans for business purposes provided by Ukrainian banks
| up to 01.09.2022
|
Direction 5 (Agro producers): financing of agricultural producers for carrying out agricultural activities during the period of martial law
| up to 31.10.2022
|
Direction 6 (Anti-war): financing to prevent and overcome Russian aggression and its consequences
| during martial law
|
Direction
| Borrower | Purpose of the loan
| Loan term
| Loan amount*
| Base interest rate **
| Compensative interest rate for the Borrower***
| Commissions under the loan
|
Direction 2. Anti-COVID
| Borrower with annual turnover up to 50 m EUR
| replenishment of working capital
| up to36 months
| up to 60 m UAH | floating with quarterly review UIRD3m+margin
margin is determined at level:
7% — if annual turnover of the Borrower up to 2 m EUR;
6% — if annual turnover of the Borrower from 2 up to 10 m EUR;
5% — if annual turnover of the Borrower from 10 m EUR
| 0% p.a. – during quarantine/restrictive measures + 90 days after their cancellation
7% p.a. – after above mentioned period and till the end of the loan
| 0,75% - for loan providing
0,75% - for loan servicing
|
financing the capital costs of manufacturers of medicines, medical products and medical equipment as well as refinancing of existing loans provided for such purposes
| up to 60 months
|
Direction 5. Agro producers
| Agricultural producer with any annual turnover
| replenishment of working capital purchase of fixed assets
| up to12 months
| up to 90 m UAH
| 0% p.a. — for the first 6 months
5% p.a. – from the 7th month and till the end of the loan
|
Direction 6. Anti-war
| Borrower with any annual turnover (without restrictions)
| replenishment of working capital
| up to36 months
| up to 60 m UAH
| 0% річних — на період воєнного стану + 1 місяць 5% річних — після цього періоду і до кінця строку кредиту |
investment goals
| up to60 months
|
* Maximum amount of loans per the Borrower together with its Group, which could be included in the Program at the same time
** For the period of martial law and 90 days after its cancellation, a Minimum interest rate of no more than 20% p.a. may be additionally set. The difference between the Minimum interest rate and the Base interest rate to be paid by the Borrower at his own expense in addition to the Compensative interest rate for the Borrower.
*** The Compensative interest rate for the Borrower – is a part of the Base interest rate which is paid by the Borrower in the absence of circumstances to suspend or terminate compensation under the Program.
The difference between the Base interest rate and Compensative interest rate for the Borrower shall be compensated by the Fund of entrepreneurship development.
In the event of circumstances for the suspension or termination of compensation to the Borrower, the Borrower shall pay the Base interest rate on its own account in full.