КCredit Agricole Bank offers “Svoboda” cash loan from UAH 10,000 to UAH 500,000 in cash or to a payment card to pay for education.
Additionally, the Bank offers simplified conditions for providing documents for a loan up to UAH 100,000, including to individuals.
Loan term – from 3 months to 5 years at a fixed interest rate for the entire loan period.
The loan is granted to individuals between 23 and 65 years old with a steady source of income, and at least 4 months of experience at the main place of work, no less than 12 months of experience for the individual entrepreneurs, including those working in IT.
Minimum age for individuals, including individual entrepreneurs in IT is 23 years; for other PEs – 25 years. The maximum loan amount is up to UAH 100 000, if the individual is younger than 25 years old and with no less than 12 months of experience at the current place of work.
To apply for a loan, an individual should provide the following documents: passport of a citizen of Ukraine, individual tax number, income statement for the last 6 months (there are simplified conditions for providing documents for borrowers-individuals requesting the loan amounting up to UAH 100,000 included), and for individual entrepreneurs, including those working in IT – income statement for the last 12 months.
Interest rate:
Loan amount, UAH
| Interest rate, % per annum
|
10,000 - 500,000
| 27% |
Example of loan calculation:
Effective annual interest rate is 30.58% (рfor a loan of UAH 500,000, based on the 5-year term of the loan and the 27% annual interest rate).
Information unit:
Credit Agricole Bank is not affiliated with any intermediaries when granting cash loans. The agreements related to granting loans are concluded exclusively at the bank entities. Until the loan is granted, the bank does not require any payments (down payments, insurance payments, etc.)