Credit Agricole introduces temporary simplified credit cards terms of service and changes in the terms of card packages

27 May 2022

Dear customers,

Effective 1.06.2022, the bank reduces the mandatory payment amount to 3% for all credit cards and premium packages with the credit limit. We are asking you to pay the amount of mandatory payment in time, if possible, in order to avoid the past due debt and heavy loan load in the future. It will also enable the bank to operate at full capacity.

Effective 1.07.2022, for card packages Light, Smart, Voyage, Premium, La Force, Sommelier, Infinite the monthly fee returns unless the minimum number of transactions or amount for card transactions is reached, as well as the annual payment for a year-based package service. The terms on minimum payments for the free use of card packages also change.

Please note that on 1.07.2022 the monthly fee for servicing the package offer will be charged unless the minimum conditions for package offer payments are met in the period from 01.06.2022 to 30.06.2022.

Does not apply to package offers with a credit limit

Please learn the updated terms in the tables below:

For package offers issued prior to 01.06.2021

	Light	Smart	Premium	Sommelier	Infinite
Annual fee for servicing package offer, UAH	Does not apply		UAH 4 000	UAH 8 000	UAH 10 000
Monthly fee for servicing package offer, UAH	UAH 10	UAH 50	UAH 175	UAH 400	UAH 500
Special conditions – provided that at least one of the conditions is met, the monthly payment for issue and servicing of the package offer is 0 UAH:
- The amount of payments in the trade and service network (UAH per month)	Does not apply		UAH 5 000	UAH 10 000	UAH 20 000
- Number of payments in the trade and service network (payment card settlements per month), items	3	10	Does not apply
- Average daily balance (UAH)	UAH 3 000	UAH 10 000	UAH 30 000	UAH 50 000	UAH 70 000

For package offers issued after 01.06.2021

	Smart	Voyage	La Force	Sommelier
Annual fee for servicing the package offer, UAH	No fee	UAH 3 500	UAH 8 000	UAH 10 000
Monthly fee for servicing the package offer, UAH	No fee	UAH 175	UAH 400	UAH 500
Special conditions – provided that at least one of the conditions is met, the monthly payment for issue and servicing of the package offer is 0 UAH:
- The amount of payments in the trade and service network (UAH per month)	No fee	UAH 4 000	UAH 10 000	UAH 20 000
- Number of payments in the trade and service network (payment card settlements per month), items		Does not apply
- Average daily balance (UAH)		UAH 30 000	UAH 50 000	UAH 150 000

Effective 1.07.2022, the bank implements a fee for cash withdrawal within credit limit from the ATMs and cash desks of Credit Agricole network and other banks, namely those located abroad, for all types of service packages with credit limit for private individuals

	PREMIUM	LA FORCE	SOMMELIER INFINITE
Cash withdrawal (credit funds):
- ATM network and cash desks at JSC CREDIT AGRICOLE BANK and ATM network “ATMoSphere”	3.5 %	3 %	2.5 %
- networks of other banks of Ukraine	3.5 %	3 %	2.5 %
- networks of foreign banks	3.5 %	3 %	2.5 %

Effective 1.07.2022, the bank sets a fee for money transfers between private individuals outside the СА+ mobile application (from Credit Agricole card to a card issued by another bank in the app of another bank) in the amount of 0,5% of the transfer sum.

Credit Agricole has signed the Charter on Financial Inclusion and Reintegration of Veterans