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Credit Agricole / Agro business / Partner programs / Working capital loans / Bayer

Bayer

Bayer LLC is an international company that adheres to the principles of sustainable development and is socially and ethically responsible. In particular, the Agricultural Division of Bayer LLC (Crop Science) is one of the leaders on the Ukrainian crop protection market. The company offers a wide range of innovative products, including both chemical and biological active ingredients that help to increase agricultural productivity, making a significant contribution to the development of innovative technologies.

DEKALB brand is one of the leaders on the Ukrainian market of corn, sunflower and rapeseed producers. It offers a selection of world-class seed hybrids with exclusive genetics that are suitable for various climatic conditions. Bayer invests in innovative product development, finding ways to increase yields and enabling better results through a comprehensive approach: high-quality new genetics, recommendations, innovative solutions and tools.

Credit Agricole Bank provides the opportunity to purchase TM «BAYER» crop protection products and ТМ «DEKALB» seeds, within the framework of the partnership program with BAYER LLC and MONSANTO UKRAINE LLC. Products can be purchased from official Distributors in Ukraine.

TERMS AND CONDITIONS*

Object of the financing	Collateral	Maturity (months) / Interest rate (% p.a.)
		up to 3 M	up to 6 M	up to 9 M	up to 12 M
Crop protection products TM «BAYER», Seeds ТМ «DEKALB»	with collateral	0.01%	2.75%	4.10%	6.35%
	without collateral	1.20%	4.70%	6.05%	8.30%

Currency of the financing	UAH
Type of the financing	A revolving credit line, the financing is disbursed in tranches
Maturity and repayment conditions	The tranches up to 3, 6, 9, 12 months. The tranche is repaid monthly in equal installments, interest is repaid monthly. In the case of applying individual repayment schedules, the Bank reserves the right to change the rate.

One-time fee for the financing disbursement and early repayment	Is not applicable
Collateral type	Movable and immovable property or without collateral

Requirements for the borrowers:

Legal entities with business experience over two years, but in case of at least two agricultural cycles closing;
Types of activity: the production of farm products, mainly crops production;
Stable financial condition and solvency;
The borrower is not a purely or partly state-owned company.

* Terms and conditions of this offer are indicative. The Bank reserves the right to set individual terms for each Customer or to decline a loan application

Is not a consumer loan