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ViDi Finance

Principal conditions for receiving a car loan

Terms and conditions
Description
Vehicle brand
except Toyota, Nissan,Renault, Infiniti, Peaugeot, Citroen
Loan currency
UAH, USD[1], EUR [1]
Commission fee
2,99%
Loan period
Maximum loan period– 5 years
Down payment
from 30 % [3]
Debt repayment schedule
Оn a monthly basis, by equal installments of the loan principal, with interest accrued to the actual outstanding debt
Car insurance
The vehicle, on a mandatory basis, is to have CASCO insurance in:
  • IC «ViDi -Insurance»

Interest rates [2] for the entire line-up, that are bought in ViDi avtosalon:

Lending period
Interest rates in UAH
down payment from 30%
down payment from 50%
down payment from 60%
0-12 months
7,6%
4,9%
  0,0% [4]
13-24 months
13,0%
11,5%
10,1%
25-36 months
15,3%
14,2%
13,3%
37-48 months
16,3%
15,4%
14,6%
49-60 months
16,8%
16,1%
15,4%

 What do you need to get a loan?

  • go to one of Chevrolet dealers and decide on a car model;
  • the manager at the car sales center can give you a list of documents for preliminary loan approval. The prepared set of documents and a loan application should be submitted to the manager at the car sales center
  • after the Bank gives a preliminarily approval, you have to submit loan documents to the Bank
  • in case the Bank approves the loan, you are to make a down payment, after which you receive a vehicle registration document and execute necessary loan documents
  • the Bank transfers loan funds to the car sales centre — now you are a lucky car owner!

[1]: only for customers-exporters who have currency earnings.

[2]: interest rates are effective since 07.04.2016.

[3]: for the cars the value of which exceeds 850 000 UAH, minimum down payment is 40%.

[4]: the interest rate of 0,0% per annum means a possibility to receive a loan at 0,000001% per annum in hryvnia

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