Policy holder
- Private individual, private entrepreneur, legal entity intending to voluntarily insure residential property not used for commercial purposes and civil liability before third parties (neighbors).
Insurance object
The program provides for insurance collectively or separately:
- Of structures with integral utility lines and internal decoration of an apartment or individual residential house (hereinafter, the property);
- Civil liability before the third parties.
Insurance risks
Property insurance:
- “Fire”
- “Natural disasters”
- “Water action”
- “Insurance of liability before neighbors”
“Insurance of liability before neighbors” means liability for damage caused to life, health and/or property of the third persons as a result of ownership, usage and/or management of the insured property occurred as a result of Fire and/or Water Action.
Insurance risks included to insurance cover under the insurance agreement are chosen by the Customer in totality or separately.
Insurance options
- The Customer is given a choice of insurance options depending on the insurance amount from UAH 20 000 to UAH 190 000.
Cost of the agreement
Insurance tariffs and insurance payments are set for each risk separately according to the respective insurance amount option:
Insurance payment conditions
- Insurance payment is made in one amount
Franchise
- Franchise is not applicable
Period of validity of insurance agreement
- Period of validity of the insurance agreement is 1 year or till the first insurance event
Territory of insurance
- The territory of insurance is actual location of the apartment, house (address)
