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Credit Agricole / Agro business / Lending / Loan for a vehicle via car dealers / Aelita

Aelita

Terms and conditions	Description
Vehicle brand	except BMW, Toyota, Nissan, Renault, Infiniti, Peugeot, Citroen
Loan currency	UAH, USD^[1], EUR ^[1]
Commission fee	2,99%
Loan period	Maximum loan period– 5 years
Down payment	from 20 % ^[3]
Debt repayment schedule	Оn a monthly basis, by equal installments of the loan principal, with interest accrued to the actual outstanding debt
Insurance	Mandatory life insurance the authorized person in the amount of 1.99% of the loan amount. The vehicle, on a mandatory basis, is to have CASCO insurance in: IC «АХА Insurance» IC «PZU» IC «Unica»

go to one of Chevrolet dealers and decide on a car model;
the manager at the car sales center can give you a list of documents for preliminary loan approval. The prepared set of documents and a loan application should be submitted to the manager at the car sales center
after the Bank gives a preliminarily approval, you have to submit loan documents to the Bank
in case the Bank approves the loan, you are to make a down payment, after which you receive a vehicle registration document and execute necessary loan documents
the Bank transfers loan funds to the car sales centre — now you are a lucky car owner!

[1]: only for customers-exporters who have currency earnings.

[2]: interest rates are effective since 16.11.2016.

[3]: for the cars the value of which exceeds 850 000 UAH, minimum down payment is 40%.

[4]: the interest rate of 0,0% per annum means a possibility to receive a loan at 0,000001% per annum in hryvnia