Terms of financing:
|Object of financing||1) financing purchases of permanent assets (except vehicles) for conducting business activities;|
2) modernization /repairs of real estate used in business activity;
3) other investment needs of business aimed at its development and expansion (including construction).
|Maximum loan amount ||up to 75% of the project’s cost and up to 85% in case of additional collateral|
|Lending period||Maximum period of lending:|
1) for the purchase / formation of permanent assets:
a) commercial real estate – up to 84 months inclusively;
b) other permanent assets – up to 60 months inclusively;
2) for the reconstruction/ repairs of real estate – up to 36 months inclusively.
|Currency||UAH, USD, EUR|
|Form of loan disbursement||Loan is provided in form of non-revolving line of credit. Credit funds are transferred in cashless form from the loan account to the current account of the borrower /counterparty according to agreement / invoice and if so requested by the customer.|
|Amortization schedule||Loan is repaid in equal installments on a monthly basis, payment of interests is done monthly. The first payment on loan can be deferred, if deferral is well-grounded. Maximum period of deferral is 6 months from the start of financing.|
|Commission for loan issue||One-time payment of 1% of the amount of established limit|
|Requirements for borrowers||1) customer whose business is in operation not less than 12 months;|
2) financial stability and solvency;
3) opening of a current account with PJSC “CREDIT AGRICOLE BANK” and transfer of turnovers in proportion to loan debt.
|Requirements for collateral||Personal property and real estate belonging to the borrower or guarantor can be pledged as collateral.|
|Insurance of pledged property||At any insurance company of customer’s choosing from those approved by the Bank|
You may get a loan, having addressed any outlet of CREDIT AGRICOLE in your region.
Contact information of the managers in the cities of Ukraine
We will be happy to see you in any regional outlet of CREDIT AGRICOLE, and our managers are always ready to provide you with detailed advice.