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CREDIT AGRICOLE BANK provides the possibility to purchase products of LLC SUMMIT-AGRO UKRAINE with payment deferral on beneficial terms.


For the Customer
For Distributor
  • Special discount policy, discounts of LLC SUMMIT-AGRO UKRAINE makes up to 6% when payment is made through the bill avalized by CREDIT AGRICOLE BANK or bank guarantee
  • Avoidance of expensive commodity loans
  • Cheaper than the bank loan
  • Possibility to replace valid working capital credit limit with bill avalization limit
  • Repayment is made in bulk amount at maturity of the bill
  • Development of positive credit history – possibility to improve access to bank finance in future
  • Possibility to release funds for long-term investment finance
  • Bill avalization only means CAB guarantee to pay under the bill if the customer fails to do it in time
  • Liabilities are transferred from the distributor to the manufacturer: possibility to release additional resources / increase sales
  • Risks are transferred to the bank: reduction of costs and time for receivables management allows to invest more in business development and increase turnovers
  • Satisfied customer: unexpensive finance, additional discount for products, possibility to buy more products


Two instruments are proposed as payment for products of LLC SUMMIT-AGRO UKRAINE: 
  • Avalized bill – for customers having contracts with LLC SUMMIT-AGRO UKRAINE’s distributors
  • Bank guarantee – for customers having direct contracts with LLC SUMMIT-AGRO UKRAINE
Period of validity:
  • Avalized bill shall have the maturity date before 20 December (for bills issued from 1 September to 30 October of each year), before 30 November (for bills issued from 1 December to 30 May of each year)
  • Bank guarantee – depends on the terms of the contract between your company and LLC SUMMIT-AGRO UKRAINE
Fee of the bank for bill avalization and issue of guarantee:
  • 1% of the amount of the bill for each 90 days if secured by property (other than cash funds placed in deposit account)
  • Fee for bill avalization limit setting / bank guarantee provision makes 1% of limit amount for each year of limit usage (payable as a front-end fee on the day of General Agreement signing)


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