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Credit card for your ambitious plans
You can postpone your dreams for an indefinite period or you can make them come true just now: to travel the world, buy what you like, give presents to close people and actively replenish your experience.
Credit limit up to 250 000 UAH*
Up to 62 days grace period credit at 0.01% per annum
Minimal monthly payments of only 5% of the actually used amount of the credit limit
Account replenishment free of charge
Free connection to GSM-banking service – notification
|CHIP/NFC||Monthly Service Fee Loan||Interest rate for the use of credit (annual)||Commission for withdrawing cash, card-to-card transfers. Charged from the withdrawal amount||MasterCard Rewards Program|
|MasterCard world ||+||free||34%/36%|
(depending on the availability of a valid offer)
|MasterCard world DriveCard|
Issued with a car loan
|MasterCard gorld (Credit card Cash)|
Issued with credit "Svoboda"
 The cost of issuing the card is free.
 Real annual interest rate: from 34.52%.
Maximum annual real interest rate: 43.26%
* 0% fee for cash withdrawals and card-to-card transfers at Ibank is valid in the period 05.12.2020 - 01.02.2021 for customers who open the card in the period from 05 to 31 December 2020 within the Promo Credit Card tariffs.
Internet Banking «i-Bank» - remote access to your products and the ability to conduct transactions with the accounts via the Internet at any time from any computer or portable device
GSM-banking - get monitoring of the movement of funds to your card account 24/7 (information on transactions via card, a reminder about regular payment, card expiration date, etc.).
Fraud insurance - provide financial compensation for possible losses related with the use of a credit card, program "Fraud insurance" of PZU and Credit Agricole
Changing of limits - manage limits on cash withdrawals, cash payments or payments in the Internet using Internet banking or CREDIT AGRICOLE department.
Card to Card transfers - fast and safe transfer of funds to family and friends through the service instant transfers from card to card
Age between 25 and 60 (on the expiration date of the credit limit)
Your are employee with a work experience from 6 months at the same place, for credit limits up to 20,000 UAH
Employee with experience of 1 year in last place of work, for credit limits of 20 000 USD
taxpayer identification number;
income statement for the last 6 months (for cash loan up to 100 000 UAH) simplified conditions for the provision of documents
* For salary card holders - up to 500 000 UAH.
The consumer has the right to withdraw from the consumer loan agreement within 14 calendar days in the manner and under the conditions specified by the Law of Ukraine "On Consumer Lending".
The real annual interest rate and total loan costs are calculated on the assumption that the customer uses the entire limit at once by withdrawing cash at an ATM or cash desk of a Ukrainian bank or for non-cash payments and repays it in the amount of mandatory monthly payment by the end of the card.
How is the grace period for using funds calculated?
The grace period is a period of up to 62 days, during which the amount of all cash and non-cash payments by the card accrues interest at a symbolic rate of 0.01% per annum. The grace period for each month begins on the 1st day of each month *, subject to full repayment of the debt for the previous period.
How is debt repayment?
To do this, it’s enough to pay off the debt until the last day of the month following the one in which you used the loan funds.
other than card to card transfers, grace period for them from the 2nd day of a month
Early termination of the loan agreement at the initiative of the client is possible only by full early repayment of the loan and all payments under the agreement.
The consumer has the right to withdraw from the consumer loan agreement within 14 calendar days in the manner and under the conditions specified by the Law of Ukraine "On Consumer Lending" (in case of withdrawal from such an agreement the client pays interest for the period from receipt , established by the agreement, and performs other actions provided by the Law of Ukraine "On Consumer Lending" or the agreement).
In case of default by the client under the loan agreement, the bank has the right in the cases specified in the agreement to demand early repayment of payments on the loan (full early repayment of the loan) and compensation for damages caused by breach of obligation.
The Bank is prohibited from requiring the customer to purchase any goods or services from the bank or a related or related person as a mandatory condition for the provision of these services (except for the provision of a package of banking services).
The Bank shall not have the right to amend the agreements concluded with customers unilaterally, unless otherwise provided by the agreement or the law.
The client has the opportunity to refuse to receive advertising materials by means of remote communication channels.