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Participation in IQ energy program is available to the owners of credit cards from Credit Agricole Bank

13 March 2018

Customers of Credit Agricole Bank owning credit cards now may participate in the IQ Energy housing energy efficiency program from the European Bank for Reconstruction and Development (EBRD) which allows individual citizens of Ukraine to obtain European grants for heat insulation of their houses in the amount of up to EUR 3 000. Both existing and new customers of the bank may obtain the grant.

Earlier, it was necessary to undergo a procedure of obtaining a loan in an branch of a bank in order to receive European compensation, but now the owners of credit cards from Credit Agricole just need to take the following steps:

  • Pay for goods from the IQ energy catalogue of energy efficient equipment by credit card in a store or online (for example, a modern solid fuel boiler);
  • Modernize a house (install the purchased boiler);
  • Register at and submit an application for compensation (35% of the loan/investment amount).  

IQ energy program generated much interest on part of the customers of our bank. In just two months, we granted almost mUAH 2 loans. And this is just the beginning! We are happy that the Ukrainians realize the necessity of installing energy efficient equipment and modernizing their dwellings. We invite everyone to purchase energy efficient equipment and receive compensation from the EBRD”, - Galyna Zhukova, Member of Board in charge of the retail, network and digital, comments.   

The advantages of a credit card from Credit Agricole include:

  • Credit line of up to UAH 100 000.
  • Grace period for the use of credit funds when paying by card in retail chains and online of up to 55 days at the interest rate of 0,01% per annum;
  • Minimum monthly payment of just 5% of the actually used credit line amount;
  • Account replenishment without commissions;
  • Free connection to GSM-banking service.

“At present, paying for goods by credit card is the quickest way to participate in the IQ energy program. This financial product is especially convenient during active construction or modernizing of a dwelling as a customer may use a loan, repay it and use it again, and each time receive IQ energy compensation (35% of the loan/investment amount). At that, the maximum amount of compensation is EUR 3 000 for one individual during the whole program validity period”, - Oksana Bulhakova, IQ energy Program Manager, highlights.  

Please be reminded that in order to receive compensation from the EBRD via IQ energy program, it is necessary to purchase energy efficient equipment on credit via a partner bank. Within the framework of the program, non-taxable compensation shall be paid in euro to a separate FX account of a customer for any type of loan issued by a partner bank. A customer shall be able to withdraw cash in euro prior to repayment of the loan in hryvnia.

IQ energy program was designed by the European Bank for Reconstruction and Development (EBRD) and is financed by the Eastern European Energy Efficiency and Environmental Partnership (E5P) with a major contribution made by the European Union, as well as Sweden and the Austrian Federal Ministry of Finance. The total amount of compensations for heat insulation is mEUR 15. The program was designed to boost energy efficiency in the Ukrainian residential sector. For details, please contact the the IQ energy helpline: 0-800-505-717.  

About Credit Agricole: 

PJSC «CREDIT AGRICOLE BANK» is a modern universal bank owned by the leading financial group in Europe – Credit Agricole Group (France). The Group is a major partner of the French economy and one of the largest banking groups in Europe. It is a leading retail bank in Europe, having the largest portfolio of assets under management, being first in the field of bank insurance and third - in project financing in Europe. Credit Agricole has been operating in the financial market of Ukraine since 1993 and renders the entire range of banking services to private individuals, including premium-clients, and business. The Bank pays special attention to cooperation with agricultural enterprises. Reliability and business reputation of CREDIT AGRICOLE in Ukraine is confirmed by the highest possible FITCH ratings, leading positions in bank sustainability, bank deposit reliability and bank profitability rankings, as well as by 300 000 active private and 18 000 corporate customers, including international corporations, large Ukrainian companies and representatives of small and medium business. 


To get a loan, please, visit any branch of Credit Agricole Bank or call: 0 800 30 5555

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