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Credit Agricole / Agro business / Partner programs / Working capital loans / ADAMA UKRAINE LLC

ADAMA UKRAINE LLC

ADAMA is one of the world's leading crop protection companies. We strive to create simplicity in agriculture, offering farmers effective products and services that simplify their lives and help them grow. ADAMA in Ukraine offers a range of services to increase farms’ productivity. With ADAMA Agropackages Ukrainian agricultural producers can invest in high-quality crop protection products and fertilizers with confidence via access to modern risk management instruments and global markets. We aim to provide farmers with the opportunities to improve profitability and manage key business driving forces.

CREDIT AGRICOLE BANK provides the possibility to purchase ADAMA crop protection products, growth regulators and microfertilizers on favourable terms in the frame of partnership program.

Products can be purchased from company's distributors in Ukraine.

TERMS AND CONDITIONS*

Object of the financing	Collateral	Maturity (months) / Interest rate (% p.a.)
		up to 4 M	up to 6 M	up to 9 M	up to 12 M
Crop protection products, growth regulators and microfertilizers	with collateral	0.01%	1.45%	5.35%	7.35%
	without collateral	0.55%	6.15%	10.10%	12.10%
	or	from the 1st to the 6th month		from the 7th to the 12th month
	with collateral	1.45%		13.65%
	without collateral	6.15%		18.55%

Currency of the financing	UAH
Type of the financing	A revolving credit line, the financing is disbursed in tranches
Maturity and repayment conditions	The tranches up to 4, 6, 9, 12 months. The tranches are repaid in the same amount at the end of their maturity
One-time fee for the financing disbursement and early repayment	Is not applicable
Collateral type	Movable and immovable property or without collateral

Requirements for the borrowers:

Legal entities with business experience over two years, but in case of at least two agricultural cycles closing;
Types of activity: the production of farm products, mainly crops production;
Stable financial condition and solvency;
The borrower is not a purely or partly state-owned company.

* Terms and conditions of this offer are indicative. The Bank reserves the right to set individual terms for each Customer or to decline a loan application

Is not a consumer loan