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Home / For private clients / Car loans / Used car loan

Used car loan

Used cars lending conditions PJSC "CREDIT AGRICOLE BANK"

Lending period Interest rate in UAH
down payment from 30%*
0-60 months 20,99%

One-time commission for performing a loan disbursment transaction 0,99%.

Credit program:

Property cost:
Advance installment:
Credit sum:
Credit term:
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Additional information >>

Loan amount:

  • From USD 2,000 USD to USD 30,000 (in equivalent at the NBU exchange rate).

Car requirements:

  • Cars of foreign manufacture (including those assembled on the territory of Ukraine, except Daewoo, cars of Chinese manufacture and cars of CIS car brands);
  • Car age by the time of loan repayment should not exceed 10 years;
  • Average car mileage should not exceed 30000 km;
  • First sale of the vehicle should be performed on the territory of Ukraine;

Type of loan disbursement:

  • Entry of credit funds to the Borrowers current account with a further transfer to the Sellers current account;

Loan and interest repayment method:

  • Monthly, payments under the loan are calculated using the annuity method;
  • Monthly, loan principal is repaid in equal installments; interest is accrued on the balance of outstanding under the loan.

Premature loan repayment:

  • Is possible from the first month after the loan disbursement, without fees.

Mandatory insurance:

  • Full CASCO;
  • Liability insurance;
  • Borrowers insurance against accident 1.99% one-time payment;

Additional expenses:

  • Car registration in the State Register of Encumbrances over the movable property one-time payment of UAH 100;
  • Provision of extract from the State Register of rights to immovable property UAH 199 for every extract and of Movable Property (made exactly on the date of loan disbursement) according to the tariffs of the private (state) notary or State Enterprise Information Resource Center of the Ministry of Justice of Ukraine;
  • CASCO insurance at the programs partner;
  • Liability insurance at the programs partner;
  • Notary certification of the collateral agreement according to the tariffs of the notaries in your region;
  • Inspection of the technical condition of the vehicle purchased for loan funds.

Required documents:

Copy of the citizens passport and certificate about assignment of the identification code to the cars Seller and sellers spouse (of all the pages with information);
Documents for the car purchased for the loan funds:

  • Specification or invoice from the accredited dealership through which the purchase is made;
  • Certificate about vehicle registration in the name of the car owner;
  • Report and/or act about technical condition of the used car with photos from the accredited car dealership / service shop;
  • Borrowers passport of the citizen of Ukraine, copy of the spouses passport (all pages with information) and borrowers certificate about assignment of the identification code;

For private individual:

  • Certificate from the borrowers and/or borrowers spouses place of work, certified in the accounting unit not later than 2 weeks prior to its submission to the Bank, confirming the borrowers and/or borrowers spouses position and accrued salary for the last six months.

For private entrepreneur:

  • Certificate about state registration of the private entrepreneur (not later than 2 years);
  • Certificate about payment of a unified tax (if any, depending on the form of taxation);
  • Reports from the tax inspection about income of the private entrepreneur for the last 5 quarters;

Other documents requested by the Bank for decision making.

* -for the private entrepreneur customers minimal down payment is increased by 5% of the car value.
- for cars that cost over USD 30 000 (at the official NBU exchange rate in hryvnia, established on the date of loan application review), minimal down payment makes 40%.