Card transactions insurance

The Insurer:

• A legal entity (possible only within the Salary program framework)
• An individual having full legal capacity

The person insured:

• An individual having full legal capacity, 18 years old and more, resident or non-resident, TIN on hand

The insured person age:

• 18 and more

Beneficiary:

• Cardholder

Duration of the agreement:

• 12 months

Insurance risks:

• phishing (Internet fraud);
• unauthorized funds transfer from the card account by unauthorized people which directly results in insured payment card damage due to its loss, theft or robbery including cases with entering PIN-code and/or cardholder signature forgery on a paper document which is issued as a result of the insured payment card operations;                                                       
• unauthorized card use as a result of forgery;                                           
• loss of cash by the insurer which has been withdrawn from an ATM using a payment card, by means of theft and/or brigandage during 3 (three) hours after cash withdrawal;
• documents restoring charges (internal passport, foreign passport, driving license etc.) when they are lost or damaged as a result of loss, theft, robbery, in case the insured payment card is also lost.

Insurance amounts and insurance payments options:

*The Bank Individual Customers insuring under this program is possible only in case of legal entity (their employer) signing, at condition of them being served in the Bank within the framework of the salary project and the General agreement of voluntary comprehensive insurance of financial risks for card holders.

Deductible: 10%

Amount of insurance cases: 1 insurance case for each risk

Insurance territory:

 Countries all around the world (except occupied and/or alienated territories, including territories of the Crimea; localities temporarily not governed by state authorities; zones of military actions; zones of military or armed conflicts, ATO territories).