- The insurance amount is determined on the basis of actual (market) value of the vehicle at the moment of the Agreement conclusion.
Period of validity of the agreement
Territory of insurance
- Ukraine (except for Crimea and Sevastopol)
- Option 1 (CASCO 5+): “Theft”, “Damages as a result of road accident”, “Full loss of vehicle as a result of natural disaster”;
- Option 2 (CASCO 5+с): “Theft”, “Damages as a result of road accident”, “Full loss of vehicle as a result of road accident and natural disaster”, “Damage of Windscreen”.
- “Theft” – unconditional franchise of 10%;
- “Full loss as a result of road accident and natural disaster” - unconditional franchise of 10%;
- “Damages as a result of road accident” – conditional franchise of 5%, but not less than UAH 4000;
- Under the risk “Damage of windscreen” the franchise is not applicable.
Cost of insurance agreement
Insurance payment under CASCO 5+ depends on the chosen risks:
- Option 1 (CASCO 5+) – 2.15% of insurance amount;
- Option 2 (CASCO 5+с) – 2.15% of insurance amount + UAH 500.
Insurance is not issued for:
- Vehicles used for less than 3 years (36 months) on the date of the Agreement conclusion;
- Vehicles used for more than 10 years (120 months) on the date of the Agreement conclusion;
- Pledged vehicles;
- Vehicles taking part in sport competitions;
- Vehicles used for training;
- Vehicles used for commercial carriage of passengers;
- Vehicles for lease;
- Load carrier vehicles, buses, trailers;
- Moto-machinery (motorbikes, scooters, mopeds, cyclecar);
- Vehicles registered outside Ukraine;
- Vehicles equipped with refrigerator devices, tanks (tank car, tank trailer);
- Special transport, in particular: cash collection vehicles, ambulance vehicles, fire engines and other emergency vehicles, operational vehicles of the Ministry of Interior);
- Agricultural and other special machinery (tractors, combines, excavators, cranes, etc.);
- Protection film installed on vehicles (separate parts of vehicles).
Insurance payment conditions
- Insurance payment can be made in one or two installments.