Long-term stable activity of Credit Agricole in the financial market of Ukraine has established the image of a responsible and reliable partner, which aims to support you in any situation. Well aware of the current situation, Credit Agricole is sympathetic to each customer and offers optimal solutions for loan debt restructuring.
Credit Agricole offers You to choose the most suitable solution to alleviate the credit burden and stabilize the financial situation by:
- changing the method of loan repayment;
- prolongation of the effective period of the loan agreement;
- transfer of debt to the other borrower;
- the most convenient restructuring scheme to prevent temporary difficulties.
Changing the method of loan repayment involves a reduction of the monthly loan installment through the annuity method, which is the most popular method of loan repayment in Western Europe.
The prolongation of the loan agreement makes it possible to reduce the amount of the monthly loan installment by extending the term of the loan where monthly payments are distributed in proportion to the term of lending.
Transfer of debt to the other borrower is possible in cases when you find it difficult to service the loan debt and you want a quick solution to this problem through the refusal of loan in favor of third party. A third party may be any solvent individual who is interested in servicing your debt in exchange for possession of certain collateral.
For restructuring of loan debt you need to go to an outlet of CREDIT AGRICOLE and submit an application for the restructuring together with the documents that prove your identity (passport, TIN), and preferably with the documents representing your financial situation.
With the loan restructuring, you will be able to keep your positive credit history, which will provide you with the most acceptable way out of the difficult situation.
You can find more information by contacting any outlet of Credit Agricole in your city or by calling the contact center at 0 800 30 5555.