Please enter Your name!
Terms of loans for used cars, developed by
PJSC "CREDIT AGRICOLE BANK" for cars ALD Automotive
Terms for used cars ALD Automotive, valid from 20.11.2017
|Term of the loan||Interest rates in UAH||One-time fee|
|from 30.00 %|
|0-12 months.||18.99 %||1.50 %|
|13-24 months.||18.99 %||1.50 %|
|25-36 months.||18.99 %||1.50 %|
|49-60 months.||18.99 %||1.50 %|
Requirements to a vehicle:
Form of a loan granting:
METHOD OF LOAN AND INTEREST REPAYMENT:
EARLY LOAN REPAYMENT:
Copy of internal passport and an identification code assignment certificate of the vehicle Seller and his/her spouse (all pages containing information);
Documents for the vehicle purchased for loan money:
Specification or invoice from an accredited automobile dealership through which the sale is performed;
Certificate of vehicle registration in the name of its owner;
Report and/or statement of the vehicle technical condition with photos of the accredited automobile dealership / service station;
Internal Ukrainian passport of the Borrower, copy of the Borrower’s spouse’s passport (all the pages containing information), and an identification code assignment certificate of the Borrower and the Borrower’s spouse;
For a private individual:
a certificate from the place of work of the Borrower and/or the Borrower’s spouse certified in the accounting department no earlier than 2 weeks prior to the day it is submitted to the Bank, and confirming the position of the Borrower and/or the Borrower’s spouse, as well as his/her accrued income for the past six months;
For a private entrepreneur (hereinafter – a PE):
Certificate of state PE registration (at least two years);
Certificate of the unified tax payment (if applicable, depending on the form of taxation);
Reports from tax inspection concerning PE income for the past 5 quarters / or the past 2 years;
Other documents at the Bank’s request that will be necessary for making a decision.
* - For PE customers, the minimum down payment shall be increased by 5% of the vehicle value.
- For the vehicles the value of which is exceeding USD 30 000 (in UAH at the official NBU rate established on the day of considering a loan application), the minimum down payment shall be 40%.