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LOAN FOR THE DREAM
The loan is granted for consumption (tuition fees, repairs, travel, etc.)
The loan can secured be apartments, private houses with land plots, land plots
Loan amount range: from 200 000 to 2 000 000 UAH, but not more than 50% of collateral value
17% - for clients receiving wages or income from entrepreneurial activities to an account with CREDIT AGRICOLE BANK;
18% - for other clients.
One-time commission when issuing a loan:
1.2% of the loan amount - for clients receiving wages or income from entrepreneurial activities to an account with CREDIT AGRICOLE;
2.5% of the loan amount - for the general list of clients.
Loan term: up to 7 years (inclusive)
Form of loan: non-cash – transfer of loan funds to the current account of the Borrower opened with the Bank
Repayment scheme (at the discretion of the Borrower):
equal monthly installments (annuity repayment schedule);
payments that decrease every month (standard repayment schedule)
Insurance: mandatory insurance of the pledged property at one of the insurance companies approved by the Bank, at your choice
Real annual interest rate: 42,76% (calculated on the basis of the maximum loan term of 12 months, standard schedule for redemption).
The actual value of the real annual interest rate on a loan will depend on individual lending conditions (loan amount, period, special terms of the product, etc.
You are from 25 to 60 years old
You have permanent source of income and time record in your current workplace of at least 12 months.
Additional loan payments:
Early termination of the loan agreement at the initiative of the client is possible only with the full early repayment of the loan and all payments provided for by the agreement.
The right to terminate the loan agreement within 14 calendar days from the date of its conclusion does not apply, since the fulfillment of obligations under the loan agreement is ensured by the conclusion of notarized agreements (transactions) (part 6 of Article 15 of the Law of Ukraine "On consumer lending").
If the client fails to fulfill its obligations under the loan agreement, the bank has the right, in the cases provided for by the agreement, to demand early repayment of the loan (full early repayment of the loan) and compensation for losses caused by the violation of obligations.
The Bank is prohibited from requiring the customer to purchase any goods or services from the bank or a related person as a mandatory condition for the provision of these services (except for the provision of a package of banking services).
The Bank shall not have the right to amend the agreements concluded with customers unilaterally, unless otherwise provided by the agreement or the law.
The client has the opportunity to refuse to receive advertising materials through remote communication channels.
Warning about possible consequences for the client in case of using the banking service:
To obtain the loan, one should contact the outlet of the bank with documents required for loan obtaining.