Loan secured by real estate

A loan against real estate from Credit Agricole is a possibility to receive money for up to 7 years and use them at one’s discretion.

Loan terms:

The loan is granted for consumption (tuition fees, repairs, travel, etc.)

The loan can secured be apartments, private houses with land plots, land plots

Loan amount range: from 200 000 to 2 000 000 UAH, but not more than 50% of collateral value

17% per annum for CREDIT AGRICOLE customers *
18% annual for other clients

1.2% for CREDIT AGRICOLE clients *

2.5% for other clients

Loan term: up to 7 years (inclusive)

Form of loan: non-cash – transfer of loan funds to the current account of the Borrower opened with the Bank

Repayment scheme (at the discretion of the Borrower):

equal monthly installments (annuity repayment schedule)
payments that decrease every month (standard repayment schedule)

Insurance: mandatory insurance of the pledged property at one of the insurance companies approved by the Bank, at your choice

*Real annual interest rate: from 18,88% (calculated on the basis of the maximum loan term of 7 years, the standard repayment schedule)

The actual value of the real annual interest rate on a loan will depend on individual lending conditions (loan amount, period, special terms of the product, etc.

You can obtain a loan if:

You are from 25 to 60 years old

You have permanent source of income and time record in your current workplace of at least 12 months.

* CREDIT AGRICOLE customer in this case are clients, who receive salary for current or card account at the institutions of PJSC "CREDIT AGRICOLE BANK.

Application

Tariffs Other payments related to execution of loan secured by real estate How to obtain a loan FAQ

Tariffs

Payment for expert appraisal of the property to be pledged done by one of the appraisal companies approved by the Bank
Payment for obtaining of extract/extracts of State Register of Movable Property Encumbrance
Payment for obtaining of information from State Register of Proprietary Rights for Immovable Property
Payment for notary services related to conclusion and performance of mortgage agreement
Payment for state registration of mortgage
Payment for state registration of encumbrance of title to the immovable property (restriction of alienation of mortgaged property)
Payment for state registration of mortgage termination
Payment for state registration of termination of encumbrance of title to the immovable property (restriction of alienation of mortgaged property)
Payment for obtaining f extracts of mortgage / encumbrance registration
Payment for obtaining of extracts of registration of mortgage termination / encumbrance termination;
Insurance payment under the mortgaged property insurance agreement
Payments related to opening and maintenance of current account

To obtain the loan, one should contact the outlet of the bank with documents required for loan obtaining.

The documents on property that are necessary for a decision on a loan The list of original documents of the client / financial guarantor required for a consumer loans secured by real estate

Loan secured by real estate FAQ