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Overdraft is a flexible and convenient instrument which allows you to maintain stability of your business when payments from counterparties are delayed, or when there is a shortage or lack of funds in the current account.
|Overdraft type||unsecured (blank)||secured|
|Limit amount||up to 40% from average monthly net proceeds to current accounts for the last 3 calendar months||up to 75% of the average monthly revenue for the previous reporting year|
|Overdraft period||up to 12 months|
|Period of uninterrupted overdraft utilization||up to 3 months||up to 12 months|
obligatory conclusion of a surety agreement with one of the actual business owners and/or related parties
|real estate, equipment, vehicles, other assets|
|Insurance||-||at any of the insurance companies accredited by the bank|
(include interest rate and commission for loan issuing)
|20% p.a.||18% p.a.|
|Other bank’s commissions||other commissions could be set as per arrangement with a client.|
|Other possible costs||payment for the services of third parties (insurance company, notary, property appraiser, etc.) - according to the tariffs of such third parties chosen by the client for receiving the relevant services.|
 Financing price could be set individually as per arrangement with a client.