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The expectations of the operator...

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Deposit «Fruitful»

Profitable winter for your agro-business

Conditions of the deposit:

With "Fruitful" deposit you can place temporarily available funds on deposit account and return them to your current account in the same easy manner without commission for transfer of funds

two periods of interest rate application adjusted to seasonality of your business: 

  • active – increased interest on deposit, 
  • passive – lower

 interest income on deposit is credited to your current account on a monthly basis

the Bank returns funds to the current account on the day of your application without limitation

minimal amount for deposit opening is UAH 50 000

demand deposit

  • interest rate for active period (from November, 01 till March, 31): 11% p.a.
  • for passive period (from April, 01 till October, 31): 5%

Deposit comparison


Deposit conditionsDeposit TermDeposit FreeDeposit Fruitful
Featuresfunds placement for a certain periodusing of funds without limitationusing of funds without limitation

interest rate is adjusted to seasonality of agro-business
Termfrom 1 month to 18 monthsdemand depositdemand deposit
CurrencyUAH / USDUAHUAH
Minimal sum for deposit opening50 000 UAH / 2 000 USD10 000 UAH50 000 UAH
Replenishment and early withdrawalnot providedprovidedprovided
Interest rate [1]for deposit in UAH: up to 14%
for deposit in USD: 0,01%
5%November - March: 11%
April - October: 5%
Interest paymentto depositor’s current account on monthly basis / at the end of deposit termto depositor’s current account on monthly basisto depositor’s current account on monthly basis


[1]: interest rate could be set individually as per arrangement with a client

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