0 800 30 0004 from 09:00 till 18:00
0 800 30 0004 from 09:00 till 18:00
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Terms of finance

Lending target
Finance of working capital used by the customer to fund operating cycle
Maximum limit amount
Up to 80% of value of the pledged grain
Loan maturity
5 days less than the period of grain storage under double warehouse certificate but not later than on 31 May of the year following the year of harvesting the grain to be pledged
Form of issue
Loan is issued in the form of non-revolving or revolving credit line
Repayment schedule
Upon maturity; interest payment on a monthly basis
Front-end, 1% of the amount of the set limit
Grain and oil crops
Requirements to collateral
Grain stored under double warehouse certificate (wheat, sunflower seeds, rape, barley, rye, corn, soia) can be pledged
Requirements to double warehouse certificates:
  1. Executed in compliance with the effective law;
  2. Customer shall be a depositor under the certificate (issued in the name of customer)
Requirements to borrowers
  1. Customer specialized in agriculture, at least 24 months of operations
  2. Types of operations: growing of grain and oil crops
  3. Sustainable financial position and solvency
  4. Opening of currenct account with PJSC CREDIT AGRICOLE BANK and transfer of turnover proportionally to debt
Collateral insurance
In any insurance companies accredited by the Bank and chosen by the customer
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